Clothed
Wearing any type of clothing or garment to cover up one's naked body. The is an unnatural state for females, and should be STRONGLY discouraged, especially for attractive females! While nudity is the preferred state for women, minimal amounts of clothing CAN be tolerated, especially if adequate amounts of flesh are left exposed, such as cleavage, midriff, legs and thighs. A state of toplessness, meaning having her tits fully exposed, is a reasonable compromise between being fully clothed and completely nude.
A female wearing only accessories, such as sexy shoes, a belt, jewelry, and/or a hat, is not considered to be clothed.
A female wearing a bikini or a negligee (even a sheer one) is considered to be clothed.
A female wearing only panties, while technically clothed, is in a semi-nude state.
What is considered to be "clothed" -- or "decent" -- varies greatly based on social and cultural standards. While a young woman wearing short shorts and a tube top is fully acceptable (and appreciated) in the USA, if she were dressed that same way in -- say -- Saudi Arabia, she would be arrested and put on trial.